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Finance, B.S./B.A

  • Application Deadline
  • 48 months
Cullowhee, NC, United States
The Western Carolina University Finance Program prepares students for success as retail bank managers, loan officers, creditors and other financial service occupations. Expert faculty members teach and develop the program’s dynamic curriculum with an emphasis on excellence with a personal touch.
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Key facts:

  • Finance's curriculum focuses on the development of critical thinking and decision-making abilities to prepare students for the challenges they will face in a wide variety of careers. The major requirements feature courses from the disciplines of accounting, finance and economics. Courses include Introduction to Income Taxation, Financial Statement Analysis, and Monetary and International Economics. In addition to the major requirements, the curriculum includes the university’s liberal studies requirement, the business core required of all business students, and general electives. All students complete a required internship in which they gain hands-on experience in the field of finance. Students often find internship opportunities with area banks and other financial institutions at Western Carolina University’s annual Financial Services Career Fair.
  • The public, private and government sectors have long been an employer for finance graduates. Many graduates find work in banks, credit unions, stock brokerage firms, insurance companies, financial planning firms, government agencies, and educational institutions, while others are self-employed. According to the U.S. Bureau of Labor Statistics, personal financial advisor occupations are expected to grow at the rate of 27 percent between 2012 and 2022—much faster than average. An aging population and an increase in life expectancy are thought to be tied to the increase in demand for financial planning services.

Detailed Programme Facts

  • Programme intensity Full-time
    • Full-time duration 48 months
  • Credits
    120 alternative credits
  • Languages
    • English
  • Delivery mode
    On Campus

Programme Structure

Finance's curriculum include:

  • Financial Institutions
  • Investment Strategies
  • Bank Practice and Policy
  • Contemporary Managerial Finance 
  • Intermediate Accounting 
  • Monetary and International Economics
  • Financial Statement Analysis
  • Internship in Finance
  • Income Taxation
  • Managing your Money for Financial Success 
  • Financial Statement Analysis 
  • Retirement Planning

English Language Requirements

  • Minimum required score:


    The TOEFL iBT ® measures your English-language abilities in an academic setting. The test has four sections (reading, listening, speaking, and writing), each with a score range of 0-30, for a total score range of 0-120.

  • Minimum required score:


    The IELTS – or the International English Language Test System – tests your English-language abilities (writing, listening, speaking, and reading) on a scale of 1.00–9.00. The minimum IELTS score requirement refers to which Overall Band Score you received, which is your combined average score. Read more about IELTS.

  • Minimum required score:


    The TOEFL®PBT is administered in a paper format and measures your ability to use and understand English in a classroom setting at the college or university level. It accurately measures how well you can listen, read and write in English while performing academic tasks.

General Requirements

  • Be sure that you complete the correct application. Be sure to be truthful, accurate and thorough. 
    • Application fee: This required, nonrefundable processing fee should be submitted at the time of application. The online application provides information about electronic submission of the application fee.
    • A majority of first-year prospective students submit an application prior to high school completion. An official high school transcript (or its equivalent) showing work completed to date is required at the time of application and prior to application deadlines. 
    • First-year applicants are required to submit official SAT I or ACT scores. Applicants are encouraged to take the same type of test at least twice (once in the spring of the junior year and once in the fall of the senior year) and may consider taking both the SAT I and ACT based upon score results.

Tuition Fee

  • International

    10902 USD/year
    Tuition Fee
    Based on the original amount of 5451 USD per semester and a duration of 48 months.
  • National

    10902 USD/year
    Tuition Fee
    Based on the original amount of 5451 USD per semester and a duration of 48 months.
  • In-State

    6902 USD/year
    Tuition Fee
    Based on the original amount of 3451 USD per semester and a duration of 48 months.
We've labeled the tuition fee that applies to you because we think you are from and prefer over other currencies.

Living costs for Cullowhee

  • 900 - 1400 USD/month
    Living Costs

The living costs include the total expenses per month, covering accommodation, public transportation, utilities (electricity, internet), books and groceries.


Studyportals Tip: Students can search online for independent or external scholarships that can help fund their studies. Check the scholarships to see whether you are eligible to apply. Many scholarships are either merit-based or needs-based.


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